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Director Agans,
As a YBS borrower myself I support Western Ag Credits stance on the proposed rule changes.
Oftentimes flexibility and timing are essential for the success of young and small borrowers. Adding more regulations slows the process and effects the flexibility of the loan process therefore impacting the YBS borrowers negatively.
I support Western Ag Credit in there YBS efforts, they are efficient and effective.
Thank you for your consideration
Director Klynt Heaton
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