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As a Farm Credit System director, I am writing to express my concern that FCA's recently proposed rule on 
 collateral evaluation will have a negative impact on the agricultural producers, agribusinesses, and other customers
 
 we serve. The rule would slow the loan-making process and place needless cost and burden on producers without
 
 any real benefit to the safety and soundness of Farm Credit System institutions. I respectfully ask FCA to withdraw
 
 the rule and engage Farm Credit System representatives in a constructive dialog designed to identify an approach
 
 to collateral evaluation requirements that is farmer friendly, recognizes modern practices, and simplifies the credit
 
 delivery process. Thank you for your consideration.?
 
 
 Richard Deines
 
 24028 230 Ave
 
 WaKeeney, KS  67672
 
 785-743-5553
 
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