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Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Private Flood Insurance
Type: Regulatory Interpretation
Federal Register Document Type: Proposed
The OCC, Board, FDIC, FCA, and NCUA (collectively, the Agencies) propose to supplement the Interagency Questions and Answers Regarding Flood Insurance with new questions and answers regarding the acceptance of flood insurance policies issued by private insurers pursuant to the Agencies’ private flood insurance final rule issued in February 2019. These questions and answers will assist lenders in meeting their responsibilities under the final rule and increase public understanding of the Agencies’respective flood insurance regulations. The Agencies solicit comment on all aspects of these new questions and answers.

FCA has received comment letters about this item. The letters may be sorted by Date Received, by Sender or by Organization. Click on a comment letter to open it.

Date ReceivedSenderOrganization
05/17/2021 Cheryl Small National Flood Association
05/17/2021 Cori Ann S. Zinter Canandaigua National Bank and Trust
05/17/2021 Ken A. Crerar and Brady R. Kelley Wholesale and Specialty Insurance Association
05/17/2021 Rose Oswald Poels Wisconsin Bankers Association
05/17/2021 Bruce Oliver Mortgage Bankers Association
05/16/2021 Wyatt Stewart Independent Insurance Agents & Brokers of America (the Big “I”)