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Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Private Flood Insurance
Type: Regulatory Interpretation
Federal Register Document Type: Proposed
Description:
The OCC, Board, FDIC, FCA, and NCUA (collectively, the Agencies) propose to supplement the Interagency Questions and Answers Regarding Flood Insurance with new questions and answers regarding the acceptance of flood insurance policies issued by private insurers pursuant to the Agencies’ private flood insurance final rule issued in February 2019. These questions and answers will assist lenders in meeting their responsibilities under the final rule and increase public understanding of the Agencies’respective flood insurance regulations. The Agencies solicit comment on all aspects of these new questions and answers.


Text of Comment Letter

Please accept the these comments from the following organizations:

Mortgage Bankers Association

American Bankers Association

American Property Casualty Insurance Association

Consumer Credit Industry Association

Independent Community Bankers of America

National Association of REALTORS®

National Association of Mutual Insurance Companies

National Flood Association

Reinsurance Association of America

The Council of Insurance Agents & Brokers

Wholesale & Specialty Insurance Association

This is the same comment submitted at 12:33, but revised the transmittal to reflect all of 11 organizations that have signed on to the letter.

From: Oliver, Bruce
Sent: Monday, May 17, 2021 12:33 PM
To: reg-comm@fca.gov
Subject: RE: Comments on Interagency Q&As regarding private flood insurance

Please substitute this version for the comment submitted at 12:19 PM.

From: Oliver, Bruce
Sent: Monday, May 17, 2021 12:19 PM
To: reg-comm@fca.gov
Subject: Comments on Interagency Q&As regarding private flood insurance

Please accept these comments from the following organizations:

Mortgage Bankers Association

American Bankers Association

American Property Casualty Insurance Association

Consumer Credit Industry Association

Independent Community Bankers of America

National Association of REALTORS®

National Flood Association

Reinsurance Association of America

The Council of Insurance Agents & Brokers

Wholesale & Specialty Insurance Association

Bruce Oliver

Associate Vice President | Commercial/Multifamily Policy

Mortgage Bankers Association

1919 M Street NW, 5th Floor | Washington, DC 20036

TEL: (202) 557-2840 | MOBILE: (703) 395-9606 | boliver@mba.org

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